Will Insurance Companies Use Smart Appliances to Monitor “Unhealthy” Habits?

Old-Thinker News | October 22, 2013

By Daniel Taylor

Since 2008 Old-Thinker News has been covering the rapidly advancing Internet of Things (IoT). According to CIA chief David Patraeus the IoT will have a monumental impact on “clandestine tradecraft.”

Consumer appliances are now becoming activated and “smart.” RFID chips and wireless internet connections enable devices like televisions, refrigerators, printers, and computers to communicate with each other and generally make life easier for us. This comes at a price, however. Your privacy is eliminated.

A detailed multi-dimensional image of our daily lives will be built with this system. Individuals to entire group dynamics will be tracked. It will be unparalleled in history. Everything from daily travel routes to eating habits will be traceable. Every day objects will be transmitting data 24/7.

Now, insurance companies are anticipating this hyper-connected future. Will they spy on your eating habits and hike your health insurance costs?

As Mike Adams reported in March of this year, grocery store loyalty cards are being tracked by insurance companies to deny claims and raise health insurance rates. As the Wall Street Journal reported in early 2013,

Your company already knows whether you’ve been taking your meds, getting your teeth cleaned and going for regular medical checkups. Now some employers or their insurance companies are tracking what staffers eat, where they shop and how much weight they’re putting on — and taking action to keep them in line.

In the November-December issue of The Futurist, Richard Yonck writes, “In a world of total connectivity, the rate at which a household consumes sugar, salt, tobacco, and alcohol would potentially be an open book to insurers seeking to control costs.”

With the internet of things, spying on “unhealthy” habits will be a cinch. Wi-fi enabled refrigerators will read RFID tags on grocery products that are placed your fridge, and in turn send that data to the internet cloud. Are you eating a government approved diet? Taking your meds? If not, you will be paying a price for it in this nightmarish science fiction future that is soon to be science fact.

16 Responses to Will Insurance Companies Use Smart Appliances to Monitor “Unhealthy” Habits?

  1. Lanny says:

    Its NOT “will” the insurance companies use this technology to monitor “Unhealthy” habits, they are already. All our “habits” are under surveillance. They’re used to create a “Profile” that is used by interlinked “agencies” to determine a person’s “risk”. There are lots of “risk” factors.

  2. Lanny says:

    “A Health Risk Assessment consists of a series of questions designed to help you identify your potential health risks. Furthermore, it will help you establish attainable, measurable goals and the accompanying steps to modify or eliminate behaviors that may be keeping you from being as healthy as possible. Questions consist of family and medical history, physical activity, eating habits and other relevant lifestyle information that pertains to your overall health.”

    http://shirazibenefits.com/wellness/health-risk-assessmentbiometric-screening-insights-unveiled/

  3. Lanny says:

    “Biometric screening” is scheduled to begin in FY 2014 in Ohio.

    “During the biometric screening, a health professional will collect measurements, including height and weight. A sample of your blood will be taken to determine your cholesterol and glucose levels, triglycerides and other factors that can lead to lifestyle-related health complications. The biometric screening does not test for illicit drugs, HIV/AIDS, or hepatitis. The results are not shared with your employer.”

    http://www.tclw.das.ohio.gov/ProgramOverview/FY2014BiometricScreenings.aspx

  4. Lanny says:

    This website explains “Biometric Screening”. Physical and mental health “risk factors” are determined through a variety of means. Various “incentives” are used to attempt to get people to “change”.

    http://modernpractices.com/2012/12/14/biometric-screenings-and-beyond-the-missing-key-link/

  5. Lanny says:

    Of course, giving out false information to health “professionals” will become nearly impossible because everything you do, including those “Unhealthy” habits deemed acceptable, will now be verified via the “linked” information collected by the “system”. You will all notice that illicit drug use and diseases such as HIV, AIDS, or hepatitis resulting from homosexual and/or promiscuous sexual activity are NOT tested for, nor are any results indicating that the person engaged in THESE “Unhealthy” habits are to be shared with your employer.

  6. Lanny says:

    Here’s another “thought” that will be added to my Profile. Isn’t it strange that in America certain “Unhealthy” habits are supported, while others are not? Isn’t it total hypocrisy for this nation’s government and corporations, who make billions, if not trillions of dollars, selling products and services that are known, scientifically, to be “Unhealthy”, are engaged in promoting certain other “Unhealthy” activities at the same time?

  7. Lanny says:

    Listened to Lamar Alexander this morning talk about how the healthcare insurance industry is tracking user “habits” in order to determine the amount to be paid to “cover” people in the new online healthcare system. Those who buy “legal” substances like tobacco products and alcoholic beverages, for example, will be paying more for coverage than those who restrict or don’t use these products. Reward card programs are being used to collect data on what is being purchased and “consumed” by individuals as well. Those who use more sugar than others, will they be required to pay higher premiums? Those who buy products that contain certain chemicals, will they be required to pay higher premiums? It appears so.

  8. Lanny says:

    Anyone wanting to learn more about what is going on in the field of “healthcare” just look into what the IEEE is up to. Here’s some interesting info:

    ehealth initiative « IEEE Societies and Communities Blog
    sites.ieee.org/societies/tag/ehealth-initiative Cached
    Last September, we reported on the successful launch of the IEEE Humanitarian Technology Challenge RFID Individual Tracking and Records Management (RFID-ITRM)

    Did you know that the US Government invested over 30 billion dollars into this “initiative”?

  9. Lanny says:

    Very interesting information can be obtained by going to the explore.ieee.org website. New technologies to identify and locate individuals in the very near future will require some type of “wearable” device be placed “on” a them. Look for this to be mandated soon, just as signing up for healthcare is now mandated! Nano-tattoo technology is now being touted as a way to read glucose levels in diabetics and a readout can be displayed on an electronic meter, or on a smartphone. No need to take blood samples anymore! This “beneficial” aspect is a perfect selling point. Now, imagine having this Nano-tattoo “on” you permanently so that you wouldn’t have to remember all those cumbersome and time consuming user names and passwords. The “system” would ID you based on your electronic “signals” generated by your heart or brain, which are “unique” to each individual. How convenient, and what a selling point! Never mind that the Nano-tattoo creates and electronic pathway for two-way communications between your mind and super-artificial intelligence acting in a “god-like” role!

  10. Lanny says:

    One more thing. Happened to watch Bloomberg this morning and Bill Gates, along with Bloomberg himself, were on talking about the very things I mentioned in the previous post! Gates said that the “system” is getting better and better at reading and understanding the information it gathers from all the “Big Data” it has access to. It? By now you’d think they’d have a “name” for “it” or an “image” that “speaks” for “it”? UNDERSTAND?

  11. Lanny says:

    Wearable computing technologies are rapidly advancing. New electronic devices that can be placed “on” a human being to “monitor” electrical signals are now being introduced to the masses. Its only a matter of time until all are required to be electronically marked in order to conduct “online” transactions, i.e., buying and selling.

  12. Lanny says:

    Wearable computing technologies are rapidly advancing. New, and very small, electronic devices that can be placed “on” a human being to “monitor” electrical signals are now being introduced to the masses. Its only a matter of time until all are required to be electronically marked in order to conduct “online” transactions, i.e., buying and selling.

    • Lanny says:

      Sorry for the double post, but maybe if this is pointed out repeatedly people will reject the “mark”? Certainly, if one watches the business news outlets, and any of the media these days, THEY are highly supportive of these new technologies.

  13. Lanny says:

    Monitoring “healthy habits” are more what the insurance companies are doing, which points out those who’re practicing “unhealthy habits”. Recently, under the AHCA, new “home inspections” will be conducted. All databases are being linked to the purchasing “habits” of individuals to determine whether or not they are practicing “healthy habits”. Purchases of products deemed harmful to one’s health, like tobacco and alcoholic beverages, will be used to justify “home inspections”.

  14. Lanny says:

    IEEE Standards Association and MEMS Industry Group Collaborate on e-Health and Internet of Things Standards

    Organizations sign memorandum of understanding and establish new working group to develop standards-based solutions that will affect the global healthcare and consumer industries.

    Business Wire
    IEEE Standards Association
    February 20, 2014 12:01 AM

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